The Neighborhood Assistance Corporation of America (NACA)
- A non-profit community advocacy and housing services organization helps low and moderate income people obtain low-cost mortgages, with no down payment necessary. NACA’s community organizing and advocacy programs have resulted in the commitment of mortgage money from leading banks and lenders. NACA’s mortgage program features no down payment, no closing costs, no fees, perfect credit not required, and a below market interest rate. NACA’s program is primarily for first-time home buyers of one- to four-unit homes, but current homeowners who are at risk of losing their homes or are facing financial distress can also seek to refinance through NACA. NACA currently has 30 offices nationwide.